@import url('https://fonts.googleapis.com/css2?family=Fraunces:ital,opsz,wght@0,9..144,400;0,9..144,500;0,9..144,600;1,9..144,500&family=IBM+Plex+Sans:wght@400;500;600&family=IBM+Plex+Mono:wght@400;500&display=swap');

:root{
  --ink:#1c2b2a;
  --paper:#ffffff;
  --paper-2:#efece2;
  --brass:#9c7a3c;
  --brass-dark:#6f5726;
  --green:#2f4b3c;
  --line:#c9c2ac;
  --line-strong:#1c2b2a;
  --muted:#5c6660;
  --red:#8c3b2e;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  background:var(--paper);
  color:var(--ink);
  font-family:'IBM Plex Sans',sans-serif;
  font-size:16px;
  line-height:1.6;
}

h1,h2,h3{
  font-family:'Fraunces',serif;
  font-weight:500;
  line-height:1.15;
  margin:0;
}

.eyebrow{
  font-family:'IBM Plex Mono',monospace;
  font-size:12px;
  letter-spacing:.08em;
  text-transform:uppercase;
  color:var(--brass-dark);
}

a{color:var(--green)}

.wrap{max-width:1040px;margin:0 auto;padding:0 24px}

/* header */
header{
  border-bottom:1px solid var(--line-strong);
  padding:0;
  position:sticky;top:0;
  background:var(--paper);
  z-index:10;
}
header .wrap{display:block}
.brand{
  font-family:'Fraunces',serif;
  font-size:22px;
  font-weight:600;
  text-decoration:none;
  color:var(--ink);
  display:flex;align-items:baseline;gap:8px;
  justify-content:center;
  width:100%;
  padding:18px 0;
}
.brand small{
  font-family:'IBM Plex Mono',monospace;
  font-size:11px;
  color:var(--muted);
  font-weight:400;
  letter-spacing:.05em;
}
nav{
  display:flex;
  justify-content:center;
  align-items:center;
  gap:28px;
  border-top:1px solid var(--line);
  padding:11px 0 12px;
}
nav a{
  font-family:'IBM Plex Mono',monospace;
  font-size:13px;
  color:var(--ink);
  text-decoration:none;
  margin-left:0;
  border-bottom:1px solid transparent;
}
nav a:hover{border-bottom:1px solid var(--brass)}

/* hero */
.hero{padding:72px 0 56px;border-bottom:1px solid var(--line)}
.hero h1{font-size:44px;max-width:680px}
.hero .lede{font-size:18px;color:var(--muted);max-width:560px;margin-top:18px}
.hero .lede em{font-style:italic;color:var(--ink)}

.btn{
  display:inline-block;
  font-family:'IBM Plex Mono',monospace;
  font-size:13px;
  letter-spacing:.03em;
  padding:12px 20px;
  border:1px solid var(--line-strong);
  border-radius:2px;
  text-decoration:none;
  color:var(--ink);
  background:transparent;
  cursor:pointer;
}
.btn.primary{background:var(--ink);color:var(--paper)}
.btn.primary:hover{background:var(--green)}
.btn:not(.primary):hover{background:var(--paper-2)}
.btn-row{display:flex;gap:12px;margin-top:28px}

/* ledger list — the signature element */
.ledger{border-top:1px solid var(--line-strong);margin-top:8px}
.ledger-row{
  display:grid;
  grid-template-columns:56px 1fr auto 140px;
  gap:20px;
  align-items:center;
  padding:22px 0;
  border-bottom:1px solid var(--line);
  text-decoration:none;
  color:var(--ink);
}
.ledger-row:hover{background:var(--paper-2)}
.ledger-num{font-family:'IBM Plex Mono',monospace;color:var(--brass-dark);font-size:14px}
.ledger-title{font-family:'Fraunces',serif;font-size:20px;font-weight:500}
.ledger-desc{font-size:13px;color:var(--muted);margin-top:4px;font-family:'IBM Plex Sans',sans-serif}
.ledger-tag{font-family:'IBM Plex Mono',monospace;font-size:11px;color:var(--muted);text-align:right}
.ledger-arrow{font-family:'IBM Plex Mono',monospace;text-align:right;color:var(--ink)}

section{padding:56px 0;border-bottom:1px solid var(--line)}
section:last-of-type{border-bottom:none}
.section-head{margin-bottom:32px}
.section-head h2{font-size:28px}
.section-head .eyebrow{display:block;margin-bottom:10px}

.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:32px}

.card{border:1px solid var(--line);padding:22px;background:var(--paper)}
.card h3{font-size:17px;margin-bottom:8px}
.card p{font-size:14px;color:var(--muted);margin:0}

footer{padding:32px 0;background:var(--ink);color:var(--paper-2)}
footer .wrap{display:flex;justify-content:space-between;align-items:center}
footer .brand-mark{font-family:'Fraunces',serif;font-size:16px;color:var(--paper)}
footer .fine{font-family:'IBM Plex Mono',monospace;font-size:11px;color:#9aa39c}

/* calculator panels */
.calc{
  border:1px solid var(--line-strong);
  background:var(--paper-2);
  padding:32px;
  margin-top:28px;
}
.calc-row{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:18px}
.field label{
  display:block;
  font-family:'IBM Plex Mono',monospace;
  font-size:12px;
  color:var(--muted);
  margin-bottom:6px;
  letter-spacing:.03em;
}
.field input,.field select{
  width:100%;
  padding:10px 12px;
  border:1px solid var(--line-strong);
  background:var(--paper);
  font-family:'IBM Plex Sans',sans-serif;
  font-size:15px;
  color:var(--ink);
  border-radius:0;
}
.field input:focus,.field select:focus{outline:2px solid var(--brass)}

.result{
  margin-top:24px;
  padding:24px;
  background:var(--ink);
  color:var(--paper);
}
.result .eyebrow{color:var(--brass)}
.result .amount{
  font-family:'Fraunces',serif;
  font-size:40px;
  margin-top:6px;
}
.result .note{font-size:13px;color:#c7cfc9;margin-top:10px;max-width:480px}

.disclaimer{
  font-size:12px;
  color:var(--muted);
  margin-top:16px;
  border-left:2px solid var(--brass);
  padding-left:12px;
}

.steps{list-style:none;margin:0;padding:0;counter-reset:step}
.steps li{
  counter-increment:step;
  padding:16px 0 16px 44px;
  position:relative;
  border-bottom:1px solid var(--line);
  font-size:15px;
}
.steps li::before{
  content:counter(step);
  position:absolute;left:0;top:16px;
  font-family:'IBM Plex Mono',monospace;
  font-size:13px;
  color:var(--brass-dark);
  border:1px solid var(--brass-dark);
  width:24px;height:24px;
  display:flex;align-items:center;justify-content:center;
}

.pill{
  display:inline-block;
  font-family:'IBM Plex Mono',monospace;
  font-size:11px;
  padding:3px 10px;
  border:1px solid var(--line-strong);
  color:var(--muted);
}

form.intake{margin-top:20px}
.intake .field{margin-bottom:14px}

/* minimal conversion landing page */
.simple-landing{
  min-height:100vh;
  padding:28px;
}
.simple-back{
  display:inline-block;
  font-family:'IBM Plex Mono',monospace;
  font-size:12px;
  color:var(--muted);
  text-decoration:none;
}
.simple-back:hover{color:var(--ink)}
.simple-panel{
  width:min(100%,620px);
  margin:clamp(72px,12vh,132px) auto 48px;
}
.simple-panel h1{
  font-size:clamp(36px,6vw,56px);
  text-align:center;
}
.simple-lede{
  max-width:560px;
  margin:20px auto 0;
  color:var(--muted);
  font-size:17px;
  text-align:center;
}
.simple-form{
  margin:32px auto 0;
  max-width:480px;
}
.simple-form .field{margin-bottom:14px}
.simple-form label span{color:var(--muted)}
.simple-form .btn{width:100%;margin-top:4px}
.simple-compliance{
  max-width:480px;
  margin:16px auto 0;
  font-family:'IBM Plex Mono',monospace;
  font-size:10px;
  color:var(--muted);
  text-align:center;
}

@media (max-width:720px){
  .hero h1{font-size:32px}
  .grid-3,.grid-2,.calc-row{grid-template-columns:1fr}
  .ledger-row{grid-template-columns:32px 1fr;row-gap:6px}
  .ledger-tag,.ledger-arrow{display:none}
  nav{display:flex;flex-wrap:wrap;gap:8px 16px}
  nav a{font-size:11px}
  .simple-landing{padding:20px}
  .simple-panel{margin-top:64px}
}