Nil-rate bands have been frozen since 2009. More families are caught every year. Two minutes gives you a real number.
Based on 2025/26 thresholds: £325,000 nil-rate band and £175,000 residence nil-rate band, frozen until at least April 2031. The residence band tapers above a £2,000,000 estate. This is an estimate only — gifts, trusts, and business or agricultural relief can all change the real figure.
Collected in inheritance tax across the UK last year — a record, and rising.
The nil-rate band hasn't moved since 2009. As property values rise, more estates are pulled in every year.